Stripe’s financial services platform is introducing a digital wallet purpose-built for the age of artificial intelligence where autonomous agents can perform tasks that include shopping, paying for reservations, buying tickets and more.
In his annual conference this week, presented by the company Linka wallet that allows you to connect different payment methods, track your spending and see your recurring subscriptions. It also allows you to integrate your AI agents so they can spend on your behalf, securely.
Link, which is available at tissue, iOS, and Androidit offers many things you might expect from a digital wallet. You can connect payment methods such as cards, banks, crypto wallets and buy now/pay later services, as well as store important online checkout details such as billing and shipping information.
The wallet also offers other useful features, such as the ability to see what you’re spending and track your recurring subscriptions — even updating the payment method registered by services as needed. It also offers 90 days of protection on eligible purchases from selected merchants.
But what makes Link interesting is its ability to work with autonomous AI agents such as OpenClaw and others.
The number of people experimenting with autonomous AI has grown, to the point that Apple sold its entry-level Mac Minis, a popular platform for running these new, always-on AI agents. However, some people (rightfully so) cringe at the idea of giving an agent raw payment information, even if it provides convenience by automating various bookings.
Link aims to provide a solution, as users can connect their AI agents and give them permission to pay, without exposing their payment credentials.
To work, users will first grant their agent access to the Link wallet through an OAuth (standard authentication) flow. The agent can then create an expense request, provide you with the context, and wait for your approval. Currently, it works with traditional payment methods, but Stripe says support for agentic tokens, stablecoins, and other payment types is coming “soon.”
On mobile and web, users will receive a notification to approve the spend request, which requires them to first review the transaction before payment credentials are shared with the AI agent. In the future, Stripe says it will expand its controls so users can set their own spending limits or even choose when their agents can act without approval.
The wallet is built on top of Stripe’s new version for dealerswhich allows users to issue virtual cards for agents to use to make purchases autonomously, with real-time authorization, spend controls and full transaction visibility. Instead of giving an agent access to your payment credentials, users can either give agents programmatic access to Link, which provides a single-use card, or they can use a Shared payment token (SPT), which is supported by payment cards and banks.
Developers and businesses building AI agents or personal assistants can also use Link’s wallet instead of building their own wallet from scratch, Stripe notes.
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